A cozy therapy office with a dark green armchair, beige accent chair, and large window overlooking a misty forest—styled with plants and soft lighting to convey calm and privacy.

Get reimbursed for therapy with any licensed therapist.

Use any licensed therapist—even out-of-network—and get reimbursed for every session.
No networks. No deductibles. No diagnosis required.

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Get Early Access

How It Works

Pick a plan

Choose a membership tier that fits your budget and how often you go to therapy. Each plan gives you back 30%, 40%, or 50% of what you pay your therapist, up to a monthly limit.

See your therapist

After each session, ask your therapist for a superbill—a simple receipt with session details. Then log in to your Psyched dashboard, upload the superbill, and fill out a short form. It takes just a few minutes, and we’ll take care of the rest.

Get reimbursed

We’ll review your claim and reimburse you via direct deposit within 7–10 business days. No network restrictions, no denials, and no waiting for a provider to get paid. You’re in control.

An iphone 16 pro showing the claim submission process for Psyched Mental Health

Get Early Access

Psyched is a nonprofit pilot, built to make therapy more affordable—without the insurance mess. Right now, we’re not a full platform. We’re testing the idea that people want more choice, less bureaucracy, and a reimbursement model that works on their terms.

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Your message has been sent

You’re officially on the list—and one step closer to a mental health membership that actually makes sense. No networks. No deductibles. No diagnosis required. Just clear, direct reimbursement for the care you choose. We’ll keep you in the loop as we get closer to launch. Your voice helps shape a simpler, more accessible future for mental health.
Are you currently seeing a therapist?

Why Psyched Exists

Psyched is a nonprofit pilot, built to make therapy more affordable—without the insurance mess. Right now, we’re not a full platform. We’re testing the idea that people want more choice, less bureaucracy, and a reimbursement model that works on their terms.

Trying to get therapy through insurance shouldn’t feel like a second job.
But for most of us, it does.

  • You find a therapist you trust—only to learn they’re out-of-network.
  • Your plan says it covers mental health, but only after you meet a $3,000 deductible.
  • You submit a superbill and wait 60 to 90 days (if you get reimbursed at all).
  • You follow up with your insurer, only to be told your claim is missing information or was denied.
  • You give up.

We’ve lived this. That’s why we’re building Psyched.

No networks. No deductibles. No diagnosis required.
Just simple, transparent membership plans that reimburse you quickly for the care you already paid for—on your terms.

We’re validating this with real people, like you, before we grow. Join the waitlist to help shape what comes next.

Get Early Access
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FAQ

Q: Can I see any therapist I want, or do they have to be in-network?

A: Absolutely. Psyched lets you choose any licensed mental health provider in your state—no network restrictions, no referrals, no diagnosis codes, and no surprise denials. If they’re licensed, you’re covered.

Q: How much will I get reimbursed for each therapy session?

A: It depends on your plan:

  • Foundations → 30% back
  • Growth → 40% back
  • Breakthrough → 50% back

Each plan also has a monthly and annual reimbursement cap to keep things simple and transparent. You can view your usage anytime in your member dashboard.

Q: How do I submit a claim—and how fast will I be reimbursed?

A: It’s quick and paper-free:

  1. Ask your therapist for a superbill.
  2. Log into your Psyched dashboard.
  3. Upload the superbill and enter a few details.
  4. Click submit.

Standard reimbursements arrive via ACH in 7–10 business days. Need it faster? Choose 48-hour expedited reimbursement for $15 per claim.

Q: What does my monthly fee actually cover?

A: Your monthly fee gives you:

  • Direct reimbursement on sessions you already pay for
  • Freedom to see any licensed therapist in your state
  • Easy digital claim submission
  • Fast, reliable payouts

This model ensures your therapist gets paid upfront, and you get reimbursed with minimal hassle—no insurance codes, no gatekeeping.

Q: What if I don’t use all my benefits each month? Do they roll over?

A: Currently, unused monthly reimbursement caps do not roll over. This structure allows us to keep monthly fees affordable while maintaining fast reimbursements and broad provider access. Many members appreciate having coverage on standby for when they need it most.

Q: Can I cancel anytime—or do I have to commit for a year?

A: Monthly plans are flexible—you can cancel anytime, no questions asked.
Annual plans offer a 10% discount and unlock your full annual reimbursement cap upfront, but they are non-refundable once purchased.